Home Page
Loans
Products & Services
What's New
Loan Application
Quarterly Newsletter
Stolen/Lost Account Info.
Links and Websites
Security/Privacy Policy
Disclosure Information
| Loans | ||||||||||||
 |
||||||||||||
NOW THAT THE SUN IS HERE... FEEL LIKE IT IS TIME FOR A VACATION? OR MAYBE PURCHASING/FIXING THE AIR CONDITIONING UNIT???.... We are currently offering a special unsecured promotion of $1000.00 at 9.5% APR for 12 months, $2500.00 at 9.0% APR for 24 months and $5000.00 at 8.5% APR for 36 months. $ 1,000.00 for 12 months = $87.68 per month $ 2,500.00 for 24 months = $114.22 per month $ 5,000.00 for 36 months = $157.51 per month **Payment and interest rate will vary based on credit score, amount and term.** Automobile and Motorcycle Loans
Recreational Vehicle Loans Each of the following has a maximum time limit of 10 years.-Mobile Homes older than 1995 require an appraisal, the cost of which is to be paid by the member. -Boats older than 10 years and longer than 20 feet require a marine survey, the cost of which is to be paid by the member. 4.9% APR up to 5 (Five) year repayment regardless of age. *Applicants current credit score will determine if APR will increase or decrease* Unsecured, Home Improvement, and Special Loans The maximum
amount received through loans as a maker or a co-maker is $60,000.00,
of which $10,000.00 may be unsecured. This policy excludes VISA loans,
which are considered and approved seperately and may be as high as
$5,000.00.
Home Improvement loans are considered unsecured, with an interest rate of 9.90% APR and a maximum time limit of 48 months. The maximum amount that can be borrowed is $10,000.00. Other unsecured loans, such as closed end and revolving credit loans, have a 14.9% APR interest rate and a maximum time limit of 36 months. The maximum amount that can be borrowed is $10,000.00. We also offer an Overdraft Loan for those with Checking Accounts. See Products and Services for details.
Home Equity Loans and Mortgages
As of 4/1/2011
Home Equity Fixed Rate start @ 4.75% APR
Home Equity Line of Credit start @ 4.75 APR
** All Equity
Products are based off Prime Rate and will change quarterly. Please
call the Credit Union to verify current rates. **
New purchase or
refinances can be done through our Mortgage Partners at Mortgage
Center! Call to see what they can do for you today! You can also
call us and we will forward your information on to the mortgage experts!
Business Loans
Our lending program now offers:
Contact ROME Credit Union for more details.
ROME Credit Union
1709 Crooks Rd. Royal Oak, Michigan 48067 Ph: 248.548.2300 Fx: 248.548.5708 Email: romecu@aol.com |
